About Aseel Business Credit Card
It is a dynamic Shariah-compliant credit card by Aseel, that comes with a competitive profit rate. The card is structured based on Murabaha contract where it provides you ready liquidity through sale and purchase transactions of specified Shariah-compliant commodities. It also gives you great benefits and discounts with its cost-saving business schemes.
This card is issued to your company, in particular to one key man (primary cardholder) with supplementary cards issued to the other business partners or employees. This helps you segregate your company expenses from personal credit card expenditure.
All companies incorporated/registered within the UAE under the UAE laws with valid trade license, commercial registration and with business(es) operating in the UAE.
The cards will be issued to individual(s) nominated by the applicant company, namely partners, key person and/or employees who are UAE residents. Residence visa of the card holder(s) should be under the same company sponsorship.
The company and its partners are solely responsible for all transactions, charges, fees and any payments incurred by the use of the Aseel Business Credit Card.
Multiple Benefits
You can share your total credit limit with up to nine supplementary cardholders, out of which six are free.
Surrender the card to any of our branches/card centres along with an application for card cancellation by the primary cardholder and request a new supplementary card, which is available at a nominal card replacement fee.
No, you can utilise your entire credit limit and once paid back, the limit is available once again for your expenditure.
Yes you can. Up to 90% of your total credit limit is available as cash.
Security and Acceptance
Aseel Finance gives you the latest as well as the most innovative global card security features while adding value to your shopping experience. The microprocessor chip on your card secures you against counterfeiting, thus enhancing security on all your card transactions. PIN (Personal Identification Number) set up by you is required to make any cash withdrawal.
No one other than yourself knows your PIN and you should never divulge your PIN to anyone including Aseel Finance staff, merchants etc. (Aseel Finance staff will never ask you for your PIN).
Upon receipt of your new card, you are required to immediately sign on the signature panel on the back of the card using a ballpoint pen. This is for your own security, as this signature will be used for transaction verification at merchant locations.
Yes, our 3D Secure feature will provide you with added security, while an SMS alert will be issued to your registered mobile number as soon as any card(s) transaction is made.
If your Aseel Business Credit Card is lost or stolen, notify Aseel Finance immediately by calling the customer service number 800 ASEEL (27335). You will be charged a minimal replacement fee.
Aseel Business Credit Card is globally accepted at over 39 million establishments in 200 countries, and offers cash advance at over 800,000 ATMs around the world. It can also be used at POS and for online transactions.
All merchants displaying the VISA logo will accept your Aseel Business Credit Card even if they don’t have a chip reading machine. In the absence of a chip reading machine, your card is swiped in the reader and you will be required to confirm your purchase by signing on the receipt. Your purchases will be subject to availability of credit limit in your Aseel Business Credit Card.
Please note that transactions may be rejected or may not go through if they are not Shari’ah-compliant.
Please note that transactions may be rejected or may not go through if they are not Shari'ah-compliant.
